Why did my mortgage payment change?

Your monthly loan payment may include funds to pay for property tax and homeowner’s insurance, which Habitat for Humanity of Pinellas County does on your behalf. If the amount due for either of these bills increases or decreases, your monthly mortgage payment will reflect the change. At least once a year, Habitat for Humanity of Pinellas County performs an escrow analysis on your loan and sends a copy to your home or posts it online. Please refer to your escrow analysis for information about the new payment amount.