What is an escrow analysis?

An escrow analysis is a review of your escrow accounts to determine if the current monthly escrow payment is enough to pay taxes, and insurance when due. Habitat for Humanity of Pinellas County typically analyzes your escrow account on your local property tax payment cycle. An analysis may reveal there are sufficient funds in the account, or it may reveal a surplus or shortage that may impact your monthly payment amount. We will issue an escrow analysis statement upon completion to notify you of the outcome of the analysis.